Finance Products & Repayment Chart
1. Line of Credit*
Interest Waiver Early Repayment Option
Your home is your castle! Make it your own and no longer think that those large household jobs are just pipedreams.
If you repay your initial advance, plus fees and charges in the first 9 months of your credit contract, all interest charges accrued in respect of the initial advance for that period will be waived.
Credit Limits
If approved, a credit limit will be set for the amount of credit required to pay for the trades work. Therefore, as you make your repayments, you may, subject to approval*, have access to more credit up to the credit limit to get more trades work done on your home.
Defer Your First Payment
You can defer your first payment date by 30, 60 or 90 days from the day the funds are disbursed. This allows you to help budget and plan for the repayments. However, interest will apply.
Apply Now - Finance 4 Trades online application form
2. Secured Home Improvement Loan *
Receive a lower interest rate by giving security. The Finance 4 Trade product provides a quick and efficient way to obtain finance when compared with dealing with a bank. Funds are transferred directly to the builder on completion or as directed under the loan contract.
Apply Now - Finance 4 Trades online application form
Repayment Chart
| Amount Borrowed | Weekly Repayment | Fortnightly Repayment | Monthly Repayment |
| $1000 | $7.00 | $14.00 | $28.00 |
| $2000 | $14.00 | $28.00 | $55.00 |
| $3000 | $21.00 | $42.00 | $83.00 |
| $4000 | $28.00 | $55.00 | $110.00 |
| $5000 | $35.00 | $69.00 | $138.00 |
| $6000 | $42.00 | $83.00 | $165.00 |
| $7000 | $49.00 | $97.00 | $193.00 |
| $8000 | $55.00 | $110.00 | $220.00 |
| $9000 | $62.00 | $124.00 | $248.00 |
| $10000 | $69.00 | $138.00 | $275.00 |
| $15000 | $104.00 | $207.00 | $413.00 |
| $20000 | $138.00 | $275.00 | $550.00 |
| $25000 | $172.00 | $344.00 | $688.00 |
The above minimum monthly repayments are structured at 2.75% of the credit limit and are to be used as a guide only. Applicants should contact Evergreen Finance company on 1300 799 670 to confirm Minimum Repayments. Terms and Conditions apply. Fees and Charges are payable and are not shown in the guide above.
*Disclaimer: Finance provided by Evergreen Finance Company Pty Ltd ACN 126 581 865, only to approved applicants who satisfy their credit criteria. Terms and conditions apply. Credit fees and charges (including establishment and monthly account service fees) and interest are payable. Interest rates and fees may change over time. Learn more about Evergreen Finance